Verified 2026-10-20 by Referko Senior Editor

CRED Referral Link & Invite Code: Earn Up to ₹250 Cashback

Up to ₹250 Cashback on 1st Bill Payment

CRED Verified Promotion

Get guaranteed cashback up to ₹250 on your very first credit card bill payment of ₹1,000 or more after joining via an exclusive member invite.

Referral / Coupon Code:

CRED250

Claim CRED Offer

Verified Offer Specifications

Brand / Platform CRED

Reward Up to ₹250 Cashback on 1st Bill Payment

Eligibility Members with a minimum Experian/CRIF credit score of 750+ holding an active Indian credit card.

Expiry Date Ongoing / Subject to brand review

Last Audited 2026-10-20 by Referko Senior Editor

Official Sources Source 1 Source 2

CRED Member Privileges and Referral Program

CRED is a members-only club for individuals with high creditworthiness. Members manage all their credit cards in one place, receive instant smart payment alerts, and earn CRED coins on every rupee paid towards credit card statements.

Why Use Our Verified Invite

CRED membership historically requires an invite from an existing member in good standing. Utilizing this verified referral link fast-tracks your invite verification and activates the first-bill payment cashback offer.

How to Redeem the CRED Referral Code

1
Click the verified CRED invite link or use code CRED250.
2
Install the CRED app from Google Play or Apple App Store.
3
Authenticate with the mobile number registered with your credit cards.
4
Verify your credit score (must meet the eligibility criteria of 750+).
5
Add your primary credit card and make a minimum bill payment of ₹1,000.
6
Claim your welcome cashback reward from the rewards tab.

Offer Terms & Eligibility Rules

Offer valid for first-time CRED members only.
Minimum credit card bill payment of ₹1,000 required to unlock the welcome reward.
Cashback is credited directly to the paying credit card account.

Frequently Asked Questions

What credit score is needed to join CRED?

CRED generally requires a credit score of 750 or higher from CRIF or Experian to grant membership.

Where is the referral cashback credited?

The cashback won on your first bill payment is applied directly as a statement credit to your credit card.